Privacy Policy

Transparency, security, and user control form the foundation of how we handle your data.

This Privacy Policy explains how Paycircle (“we,” “our,” or “us”) collects, uses, and safeguards the personal and transactional data provided by users (“you” or “your”) when using our services, applications, APIs, or platform. Your privacy is of utmost importance to us, and we are committed to maintaining transparency in how we handle your data.

We collect personal, financial, and transactional information such as your name, email address, phone number, IP address, browser details, bank account, PAN, GSTIN, and usage behavior. This may be collected during registration, API usage, or payment transactions.

We use the information to:
  • Provide and operate our services.
  • Process payments and settlements.
  • Comply with legal and regulatory requirements.
  • Improve platform security and user experience.
  • Send updates and communications relevant to your usage.

We use industry-standard security measures including data encryption (AES-256), secure firewalls, PCI-DSS Level 1 compliance, and role-based access to protect user data from unauthorized access, alteration, or disclosure.

We use cookies, web beacons, and tracking tools to analyze traffic, personalize user experience, and improve functionality. Users can choose to disable cookies in their browser settings, though some features may be limited.

We do not sell or rent your personal data. However, we may share your information with:
  • Service providers under strict confidentiality agreements.
  • Government or regulatory authorities as required by law.
  • Partners necessary for processing payments or KYC.

You have the right to access, update, delete, or restrict your personal data. You may opt out of marketing communications or withdraw consent anytime by contacting us.

We retain user data for as long as necessary to fulfill our legal, contractual, and operational obligations. Users can request data deletion subject to compliance checks and transaction history audit requirements.

We may update this policy periodically. Users will be notified via website banners or email. The effective date of each version will be mentioned below.

Last Updated: June 25, 2025

If you have questions about this policy or how your data is handled, you can contact us at:
  • Email: privacy@paycircle.in
  • Phone: +91 90420 00021
  • Address: NO-6111, TNHB Colony, Ayappakkam, Chennai, Tamil Nadu 600077
Grievances

Any complaints or regulatory issues may be communicated to the Grievance cum Nodal Officer:

Grievance cum Nodal Officer

Wilfred

Paycircle Private Limited

NO-6111, MIG TYPE, TNHB Rd, TNHB Colony,
Ayappakkam, Chennai, Tamil Nadu 600077